Claims

Claim Procedure 1

Reporting the Claim

Contact FineGold Insurance

In the event of an incident or loss, the policyholder should immediately contact FineGold Insurance. This can typically be done through the company's designated claims hotline, online portal, or directly with their assigned insurance agent.

Provide Details

The policyholder will need to provide detailed information about the incident, including the date, time, location, and nature of the loss or damage. Any relevant documentation, such as photos, receipts, or police reports, should also be submitted.

Claim Form Submission

FineGold Insurance will guide the policyholder through the claim form submission process. This may involve filling out a claims form that outlines the specifics of the incident, the items or assets affected, and the estimated value of the loss.

Claim Procedure 2

Assessment and Investigation

Claims Specialist Assignment

Once the claim is reported, FineGold Insurance will assign a dedicated claims specialist to the case. This specialist will be the main point of contact for the policyholder throughout the claims process.

Evaluation of Documentation

The claims specialist will review the submitted documentation, including the claim form and any supporting evidence. They may also conduct their own investigation, such as visiting the site of the incident or consulting with experts if needed.

Damage Assessment

For assets like high-value cargo, fine art, or luxury goods, FineGold Insurance may arrange for experts to assess the extent of the damage or loss. This assessment helps determine the value of the claim and the coverage applicable under the policy.

Claim Procedure 3

Resolution and Settlement

Claim Decision

Based on the assessment and investigation, FineGold Insurance will make a determination on the validity and coverage of the claim. They will communicate this decision to the policyholder along with the details of the proposed settlement.

Negotiation (if needed)

In cases where there are disputes or additional information is required, the claims specialist will work with the policyholder to address any concerns. This may involve negotiation on the settlement amount or providing further documentation.

Settlement

Once all parties agree on the claim amount, FineGold Insurance will proceed with the settlement process. This involves issuing the payment to the policyholder for the approved claim amount. In cases of repairs or replacements for damaged assets, FineGold Insurance may coordinate these services.

Don't Delay, Report Your Claim Now!

Whether it’s a high-value asset, a mega project, or any other covered event, FineGold Insurance is your trusted partner for claims assistance. Contact us today to report your claim and let us help you get back on track. Your peace of mind is our priority.

Testimonials

What Clients Say About FineGold Insurance

FineGold Insurance has been an invaluable partner in safeguarding our high-value jewelry collections. Their tailored insurance solutions provide comprehensive coverage against theft, damage, and loss. The peace of mind knowing our precious creations are protected is priceless.

Jennifer L. Luxury Jewelry Brand

As a private aircraft owner, I understand the risks involved. FineGold Insurance's Aviation Insurance has been my go-to for years. Their coverage is thorough, and their claims support team is top-notch. They truly care about protecting my aircraft and my peace of mind.

Michael T. Private Aircraft Owner

FineGold Insurance has been instrumental in safeguarding my fine art collection. Their specialized insurance covers everything from transit risks to accidental damage. When a piece was damaged during shipping, their claims process was seamless and efficient. Trustworthy and reliable!"

Sophia R. Art Collector

FineGold Insurance has exceeded our expectations in insuring our high-value assets. From luxury yachts to valuable jewelry, they've provided tailored coverage that fits our lifestyle. Their team is responsive, knowledgeable, and genuinely cares about protecting what matters most to us. Highly recommended!

Mark and Sarah W. High-Net-Worth Individuals

Brief About FineGold Insurance

FineGold Insurance  is a Kenyan insurance company committed to providing reliable, transparent and professionally tailored insurance solutions to individuals, families and businesses. We combine industry expertise, responsive service and a client-first approach to help our clients protect what matters most.
REGULATORY & CORPORATE INFORMATION
Company Registration No.: PVT-A71VD2RE
KRA PIN: P052430213G
IRA Licence No.: IRA/05/49971/2025
Regulatory Status: Licensed and regulated by the Insurance Regulatory Authority of Kenya
Industry Membership: Member of the Insurance Association of Kenya
Licensed. Regulated. Trusted.

Get in Touch

5Th Avenue Office Suites ,Nairobi ,Republic Of Kenya

info@finegoldinsure.com

+254789503772

© 2026 FineGold Insurance . All Rights Reserved. | Licensed & Regulated by the Insurance Regulatory Authority of Kenya | IRA License No. IRA/05/49971/2025